Blog

06/18/2013

UNSURE WHETHER TO REFINANCE?

Changing rates have made things confusing for a lot of us. Would it be worth refinancing to get a better rate? That depends on a number of factors, and I’d be happy to meet with you to review your individual circumstances, but in the meantime I came across a great chart to give you an idea of what your savings could be. 

 

You can take a look at it HERE.

 

As always, feel free to drop me a line or give me a call to discuss your options.

 

504.908.3380

steve@stevelanier.com

 

 

I'm happy to meet and discuss your individual concerns and opportunities - give me a call or shoot me an email and let's talk!

Where to Get a Mortgage: Small Banks, Major Lenders, Credit Unions

29/04/2013

When the big guys get backed up, they have a tendency to raise their price, to slow down volume. And that gives other lenders an opportunity, because the consumer thinks, ‘Why would I pay an extra $100 a month?’”It sends a clear message. In order to get the best deal, and to increase the chances

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NEW CFPB COMPLAINT REPORT SHOWS MORTGAGE BROKERS ARE THE BEST ORIGINATOR

08/04/2013

APRIL 3, 2013—The National Association of Mortgage Brokers (NAMB) has come out in support of the Consumer Financial Protection Bureau’s (CFPB) release of the Consumer Complaint Database, a public database of federal consumer financial complaints, containing more than 90,000 individual complaints on financial products and services. One of NAMB’s core beliefs is the protection of

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The Greatest Transfer Of Wealth Ever

05/11/2012

Here’s an interesting take on the economy: “A vast number of people think that what we’ve been through during the last four years is just another episode in the economic crises history of the United States.  They believe a president has the power to continue the trend or reverse it.  So they put their faith

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DEMYSTIFYING HOW MORTGAGES ARE CALCULATED

18/10/2012

Mortgages can be complicated business – fortunately, there are tons of great calculators out there that take the legwork out of trying to do all the tricky math. But as your teachers probably told you in school, it’s good to actually know how things work too. And hey, it’s never smart to rely too heavily

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20/09/2012

WHAT QE3 MEANS FOR MORTGAGE RATES As widely expected, the Federal Reserve announced “QE3” last week, a move taken to bolster the flagging economy by putting downward pressure on long-term interest rates. More specifically, the Fed pledged to purchase even more agency mortgage-backed securities (MBS) in an effort to push mortgage rates lower than already

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How much home do you really need?

13/02/2012

That might seem like an obvious question, but there’s more to it than you might think. In the greater New Orleans real estate market we are blessed with a wide variety of home styles and prices. From classic shotgun houses to brick ranches there is a home style for every taste – but there’s more to the decision making process than you might think!

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Starter homes are great investments!

21/01/2012

Occasionally you see the term “starter home” used in a less than positive light. Some people associate the term with a less than desirable property; small, possibly dated, maybe a real fixer-upper… but that’s not always the case. Starter homes are full of positives for the first time homebuyer.

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What Folks are saying about Steve

Blog Testimonial

My husband and I signed a “Bond for Deed” on our dream home, and had a two year deadline for financing it.

Our loan was such a challenge because of the “Bond for Deed” and we ran into every obstacle imaginable.

Steve was by our side every step of the way and was extremely knowledgeable and caring.

Steve was with us to the very end and had the pleasure of handing us the key to our dream home.

Blog Testimonial Author

Liza & Joseph Brown